According to the law, all Employers owe their workers ‘duty of care’, which means they are legally responsible for their workers’ welfare and safety. This applies to all workplaces, no matter how big or small. If you suffer a workplace accident in London that is due to your employer’s fault, you could qualify to make a compensation claim.
What kind of work accidents in London you can claim for –
‘Accident at work’ claims are not just limited to visible, physical injuries. You can even claim for occupational injuries such as work-based stress and repetitive stress injury. Accidents at work cover a wide range of injuries caused by but not limited to the following:
- Faulty or poorly maintained equipment
- Lack of training
- Lack of proper safety gear
- Non-compliance with laid-down health & safety regulations
- Toxic substances
- Industrial injuries such as repetitive stress injuries, deafness, hand arm vibration syndrome and tinnitus amongst others
- Slip, trip or fall due to poor maintenance
- Falling objects
In all of the above cases, it is the employer’s duty to ensure that the workplace in London is safe for their employees and that all workers are properly equipped and properly trained. If the employer fails to do this and it results in an accident where a worker is injured, the injured worker may be entitled to file a claim for compensation.
Know your entitlements
You are entitled to be compensated if you are injured in any accident in the workplace itself or any other place if the accident occurred while you were carrying out a job in London for your employer.
To file a successful London accident at work claim you must be able to prove that your employer was directly or indirectly responsible for the accident.
Your employment status at the time of the accident does not matter. You are entitled to claim compensation whether you are a full-time worker in London or part-time worker London, in a public place or visiting a business or government office. As long as you were on official business at the time of the accident, you may have grounds for filing a compensation claim.
You can even file a compensation claim if you are self-employed and injured while working on a site that is managed by another person. In this case, you may be able to claim compensation for your injuries as well as any potential loss of earnings from not being able to take on any work because of the accident.
All employers in London are legally required to have Employers Liability insurance cover. The aim of this cover is to protect employees from accidents at work. When you file an accident at work claim, the compensation will be paid by your employer’s liability insurance company and not your employer.
Your accident at work claim for compensation should include damages for your personal injuries, pain and suffering, expenses for medical treatment, cost of rehabilitation or any home restructuring that is required, loss of income, out of pocket expenses. You can also claim compensation for the time family or friends spend helping you.
Know what to do immediately after an accident in a London workplace
Immediately after the accident, it is important to file a formal accident report in the company’s accident book. Every workplace n London is supposed to have one and it is usually kept in the manager’s or the supervisor’s office. Make the report as detailed as possible so that you cover all your bases.
If your company does not have one, submit a written report of the accident to your supervisor or manager and get a signature saying it has been received.
If you were seriously injured in the accident and unable to complete the accident report at the time, there are two things you should do.
1- Make a note of which co-workers were with you and witnessed the accident so you can get them to testify for you.
2 – Make notes of how the accident happened so that you can fill in the formal accident report accurately as soon as you are able to.
If somebody else has filled in the accident report book on your behalf because you were too badly injured to do it yourself, make sure that all details are accurate before you sign it.
Whether you had to be rushed to the A&E or you got your injuries checked later at a London hospital or private clinic, check that the medical record states details of your injuries and the treatment that is required.
Make sure you keep all prescriptions and bills associated with the treatment and medication and even travel bills to the hospital and back.
Hiring a London personal injury solicitor v/s filing the claim yourself
Very few if any employers’ insurance companies will readily settle your claim for compensation. Even if the accident was clearly your employer’s fault, they will try all tactics to reduce the amount of compensation that is due to you. Unless you are well-versed with the law and know how much you are entitled to claim, you may not realise this. More often than not, workers will settle for any amount, no matter how small, simply because it seems like some money is better than none, but a London personal injury solicitor knows better.
This may not be the right stand to take because once you accept the low compensation you forfeit your right to ask for any further recompense even if your injuries get worse later on.
London Personal Injury are well versed with employment law and we know all the obstacles we are likely to come across and how to resolve them. We will make sure that you get the maximum compensation that you are entitled to. Moreover we will not be intimidated by any insurance agency nor will we be tempted to take the pittance that they are offering you by way of compensation for your injuries.
Personal injury solicitors London use all of their expertise and experience to fight for your rights and see that you are fairly compensated for your injuries Best of all, we will do all of this without asking for any upfront fee. If you have a strong case, the personal injury solicitor assigned to your case will agree to represent you on a No Win No Fee basis, which means you only pay if you win the case. The amount you will have to pay is usually a small percentage of the total amount that is awarded to you.
If you work in London and you are injured in a work-related accident, it is advisable to get in touch with us as soon as possible so that you can file your claim in court within the 3-year statute of limitations. Call London Personal Injury on 020 3000 7605